Buying insurance can be confusing. Our goal is to eliminate the guesswork. We are a Tursted Choice agency. We take the time to carefully analyze your insurance needs. Then we recommend the right policies and options at the best price from one of the excellent, financially sound insurance companies we represent.
Business Insurance
If you own or are a partner in a business, you're familiar with the risks that can close your business down - legal action, a fire, a power outage, flooding, and weather, among others. Babcock & Helliwell has the experience, knowledge, and resources to develop a program to fully protect your business from all these risks.
We're able to draw from a full range of options from the many excellent, financially sound insurance companies we represent. Whatever you needs, we can help … Workers' Compensation Insurance. Directors & Officers, Employee Dishonesty, Employment Practices Liability, Pollution/Environmental, Group Coverage, Life, Disability, 401(k), Long Term Disability, and many other business coverages and options
Keeping risks and losses to a minimum is a cornerstone of business success. Large companies employ full-time risk managers to keep their risk-taking to a minimum. Small- to mid-sized business can turn to Babcock & Helliwell. We'll also suggest how you can prevent problems before they happen, increasing your bottom line. Call us today!
Personal Insurance
AUTOMOBILE - From the family sedan to high-value vehicles, we'll protect you and your automobile from unexpected expenses due to an accident, vandalism, or theft. We also offer coverage for young drivers.
HOMEOWNERS INSURANCE - For most people, their home is their most valuable asset, and protecting it properly with insurance is a must. Whether they're insuring a primary residence, waterfront property, or a condominium … Rhode Islanders have relied on Babcock & Helliwell for the right insurance product, the right limits, and the best price for over one hundred years.
FLOOD INSURANCE - Flood damage is not covered under standard insurance policies. We have the expertise to handle this special exposure.
INVESTMENT PROPERTY - As you would expect from South County's premiere insurance agency, we're experts at insuring rental property and second homes.
PERSONAL UMBRELLA LIABILITY - The risk of being sued if you accidentally injure someone or damage his or her property becomes greater every year. That's why we recommend an "Umbrella" policy - $1 million and higher limits, over and above your primary policies, are available.
WATERCRAFT - From motorboats to sailboats to yachts, get peace of mind knowing that you're protected legally and financially if your boat is involved in an accident or is damaged by fire, theft, vandalism, wind, hail, or other weather-related occurrences.
HIGH VALUE PROPERTY - We have access to specialty programs designed for the unique needs of owners of homes over $1 million, including coastal locations.
Babcock & Helliwell has offered New Englanders a full range of personal insurance products for over 100 years … and we back each policy with excellent service. Visit our web site (www.babcockhelliwell.com) or call us today at 401-782-1800 for a no-obligation quote. Or visit us at one of our two convienent South County locations:
138 Main Street, Wakefield RI | 1 Main Street (above Starbucks), Warkfield, RI
